Offer in compromise quick check
Five questions, then the real IRS pre-qualifier.
Your answers match the basic IRS rules. Only the IRS can decide. Try its free pre-qualifier next.
Most people who apply don't get an offer accepted. In fiscal year 2025 the IRS accepted 5,464 of 38,797 offers. The IRS has a free pre-qualifier tool.
What an offer costs to apply
- A $205 application fee and a first payment, unless you meet the low income rules.
- Lump sum offer: pay 20% of the offer when you apply.
- Payment offer: make the first payment when you apply, then keep paying while the IRS reviews it.
- Only individuals can use the low income rule.
These answers don't decide anything. The IRS decides after it reviews your full financial form.
Results depend on your situation. Not every case qualifies.
This is an estimate based on public IRS rules and rates as of October 1, 2026. Your IRS notice or online account shows your real balance.
What this quick check does
These questions mirror the basic rules for an offer in compromise. You must file all returns, make estimated payments, and not be in an open bankruptcy.
This check never gives a yes or no. Only the IRS decides. Use the free IRS Pre-Qualifier tool for a real first look.
In fiscal year 2025, the IRS accepted 5,464 of 38,797 offers. Results depend on your situation. Not every case qualifies.
Common questions
What does it cost to apply?
A $205 fee and a first payment, unless you meet the low income rules.
What if I can pay in full over time?
The IRS usually says no to an offer if you can pay with a plan.
See your options
A few questions. A tax pro calls you back.
Free tools: penalty calculator, 10 year clock, IRS offer data
Free to use. Not the IRS or any government agency. Results depend on your situation. Not every case qualifies.