The short answer
You can't apply online for a short plan at $100,000 or more, and new bills at that size are usually due in 10 business days. You can still ask for a plan by phone or mail. The IRS may ask for a financial statement like Form 433-F or 433-A.
Over $66,000 with a lien or levy, the IRS can certify the debt to the State Department for passport action.
- Get your full balance and every tax year
- File any missing returns
- Gather income, bills and asset records
- Talk to an enrolled agent, CPA or tax attorney