---
title: Can I Get a Payment Plan If My Wages Are Garnished? Answered
url: https://taxtruce.com/answers/payment-plan-with-garnishment
updated: 2026-10-29
---

# Can I get a payment plan if my wages are garnished?

Updated October 8, 20262 sourcesTaxTruce team[Fact checked](/editorial-standards)

The short answer

Yes. The IRS must release a levy if you enter a payment plan whose terms don't allow the levy to continue. Call the number on the levy notice. Payment plans are open to most people who can pay over time.

While a plan is in effect, the IRS generally won't take enforced collection action.

## Sources

1. [IRS: How do I get a levy released?](https://www.irs.gov/businesses/small-businesses-self-employed/how-do-i-get-a-levy-released)
2. [IRS: Payment plans and installment agreements](https://www.irs.gov/payments/payment-plans-installment-agreements)

Run the numbers with our [free tax tools](/tools), like the penalty and payment plan math.