---
title: Is There an IRS Debt Relief Program in 2026? | TaxTruce
url: https://taxtruce.com/answers/is-there-an-irs-debt-relief-program
updated: 2026-10-29
---

# Is there an IRS debt relief program in 2026?

Updated October 8, 20264 sourcesTaxTruce team[Fact checked](/editorial-standards)

The short answer

There is no single relief program that wipes out tax debt. The real options are payment plans, an offer in compromise, currently not collectible status, penalty relief and spouse relief. Each option has its own rules. An offer in compromise is the only one that settles for less, and most offers are not accepted.

In fiscal year 2025, the IRS accepted 5,464 of 38,797 offers. Results depend on your situation. Not every case qualifies.

## Words to know

[Currently not collectible (CNC)](/glossary)
:   A status where the IRS pauses most collection because you can't pay basic living costs. You still owe the debt.

[Offer in compromise (OIC)](/glossary)
:   A deal where the IRS agrees to take less than the full amount you owe. It costs $205 to apply, plus a first payment.

## Sources

1. [IRS: Offer in compromise](https://www.irs.gov/payments/offer-in-compromise)
2. [IRS Data Book: Collections, penalties and appeals (FY2025)](https://www.irs.gov/statistics/collections-activities-penalties-and-appeals)
3. [IRS: Payment plans and installment agreements](https://www.irs.gov/payments/payment-plans-installment-agreements)
4. [IRS: Temporarily delay the collection process](https://www.irs.gov/businesses/small-businesses-self-employed/temporarily-delay-the-collection-process)

Run the numbers with our [free tax tools](/tools), like the penalty and payment plan math.