---
title: Can the IRS Take My Social Security? 2026 Guide | TaxTruce
url: https://taxtruce.com/answers/can-the-irs-take-my-social-security
updated: 2026-10-29
---

# Can the IRS take my Social Security?

Updated October 8, 20262 sourcesTaxTruce team[Fact checked](/editorial-standards)

The short answer

Yes, part of it. The Federal Payment Levy Program can take up to 15% of certain Social Security payments, or the exact amount owed if that is less. The IRS usually sends a CP90 or CP297 notice first, with your right to a hearing.

Payments are left out if you set up another way to pay or the IRS finds you are in hardship.

## Words to know

[Federal Payment Levy Program (FPLP)](/glossary)
:   An IRS program that takes part of certain federal payments, like some Social Security benefits, for tax debt.

## Sources

1. [IRS: Federal Payment Levy Program](https://www.irs.gov/businesses/small-businesses-self-employed/federal-payment-levy-program)
2. [IRS: Understanding your CP90 notice](https://www.irs.gov/individuals/understanding-your-cp90-notice)

Run the numbers with our [free tax tools](/tools), like the penalty and payment plan math.